Benefits:

• No borrower minimum investment required

• FICO scores down to 620 For Buyers with LESS than 115% of the Area Median Income

• DTI up to 56% follows AUS or FHA manual underwriting guidelines

1. 3.5 % Soft 2nd

• No Income limits

• 100% forgiven after 36 consecutive payments on FHA

• Non-Occupant co-borrowers allowed

1st Mortgage

• Concurrent Homeownership allowed/Per FHA guidelines

• No payments

• Only qualifying income is used for AMI calculations

• No interest

• Seamless process-Fast closings

• Chenoa closing documents MUST be signed BOTH

Chenoa Fund offers 3 different FHA Programs in all states EXCEPT: IL, NY, MS, SD & WV prior to and at closing

Call Today for Mortgage Information For Buyers with MORE than 115% of the Area Median Income

Mary Cobb

3.5 % Amortized 2nd

Loan Officer | NMLS 585316

• Repayment required

Cell: (561) 723-9269

• 2. 10-year term 0% interest rate

• 3. 30-year term 5% interest rate

98 NE 5th Ave | Delray Beach, FL 33483

ADVERTISEMENT. Offer not contingent on use of specific settlement service provider, which includes your REALTOR®. EVERETT FINANCIAL, INC. D/B/A SUPREME LENDING NMLS ID #2129 (www.nmlsconsumeraccess.org) 14801 Quorum Dr., #300, Dallas,

TX 75254. 877-350-5225. Copyright © 2019. Not an offer or agreement. Information, rates, & programs are subject to change without prior notice. Not available in all states. Subject to credit & property approval. Not affiliated with any government agency.Florida

Mortgage Lender Servicer License MLD909.

EQUAL HOUSING

OPPORTUNITY